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Agreed valuation payout

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Anyone had to claim and have the insurance paid the agreed value?

This is just out of interest really but knowing how insurance companies normally work when having to payout I was wondering if anyone has had problems when an agreed valuation has been in place. I know many of us do have agreed valuations and like me would expect that to be honoured if the unfortunate should happen, but I was just wondering if anyone had experience of this?  

1983 Cabby Gti All White Edition
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