cheap insurence?
Posted
#936199
(In Topic #110444)
Newbie

cheap insurence?
Does any one know where to go for cheap insurance? I would need it to be the basic and cheapest around as I am looking to but I 1.3 golf and my previous quotes have been a little to pricey! (i am a girl so its a little cheaper for me) Also some websites stop quoting if it is below 1984.
Any suggestions would be mostly appreciated!!
Any suggestions would be mostly appreciated!!
Posted

Old Timer

Ring people like HIC (Herts), Adrian Flux or Footman James as they'll 9 times out of 10 give you better cover and a better price than the more well known insurers.
Have a peek in the insurance section of the forum for more info, and if you do decide to go with one of the above, buying a paid club membership will earn you a discount with all 3.
There's also an Adiran Flux rep on here that might be able to help you.
HTH
Mat
Have a peek in the insurance section of the forum for more info, and if you do decide to go with one of the above, buying a paid club membership will earn you a discount with all 3.
There's also an Adiran Flux rep on here that might be able to help you.
HTH
Mat
Posted

Old Timer

Have you tried the obvious places such as compare the market and confused? Im assuming youre a young driver (17-21) and this is your 1st insurance, so no matter where you get quotes from youre going to get stung with quite high premiums! The easiest way to bring the premium down is to increase the excess on the policy but dont go mad!! dont bump the excess upto ?500 to get a cheap quote if you cant afford to pay out ?500 in the event of an accident!
Classic car insurance companies often offer a good deal if you agree a low annual milage. BUT many of them have stipulations such as minimum age requirements or holding insurance on another vehicle etc.
Dont be fooled into believing that 3 party only will be cheaper than anything else. it wont!! 3rd party fire and theft is usually a shade cheaper than fully comprehensive but if you crash the golf on a 3P,F&T insurance you'll get nothing to cover your repairs!!
Classic car insurance companies often offer a good deal if you agree a low annual milage. BUT many of them have stipulations such as minimum age requirements or holding insurance on another vehicle etc.
Dont be fooled into believing that 3 party only will be cheaper than anything else. it wont!! 3rd party fire and theft is usually a shade cheaper than fully comprehensive but if you crash the golf on a 3P,F&T insurance you'll get nothing to cover your repairs!!
Posted
Newbie

Thanks everyone. I have shopped around all the price comparison sites and the cheapest I?ve found is about ?1500 TP F&T. I?m sure if I ring up about it I can get it down but I will try everything suggested first!

Posted

Old Timer

try lancaster as they have always given me good prices. but if your only 17 ?1500 is a decent price believe it or not!
Posted
Old Timer

As bigdave said,TP,F&T is not going to be much cheaper,if at all.Some won`t even insure you TP,F&T.
Fully comp is the best bet :wink:
Fully comp is the best bet :wink:
CAMPAIGN-HELIOS BLUE-POSSIBLY SEEN IT ON CHRIS BARRIES(RIMMER IN RED DWARF) MASSIVE SPEED PROGRAMME?!!!
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Posted
Settled In

im young, try ecarinsurance.com and kwickfit.co.uk
Posted
Settled In

im 17 and i got a quote from endsleigh for ?1090 tpft
. give them a try.
god luck with the search lol

god luck with the search lol
Posted
Settled In

I'm 21…on a 1.3 1983 it would cost me just over ?200 a year fully comp. Try Moneysupermarket.com….its always working out cheaper. Done a test with the same car on comparethemarket and moneysupermarket. moneysupermarket is at least ?50 cheaper quotes from the same companies. Strange but true.
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