best quote for an 18 year old to get insurance on a mk1 golf

My friends son has held a driving license for a year but hasn't bought a car due to high insurance costs. Is there people on here of a similar age  that don't pay through the roof to insure their golfs?

I'm a few years older. But the cheapest I could find was with tesco. Half the price I was getting quoted for classic insurance

How much did you pay if you don't mind me asking.

Dont think you are going to find anything cheap, just have to shop around, compare the market etc and do things that make a difference, for instance putting me down as a named driver reduced my 17 year old daughters premium by a little bit.

wvw said

How much did you pay if you don't mind me asking.

I think it's about £650 a year

He was quoted £4500 for a 1.2 corsa

What postcode? HX1 or HX3, perhaps???

http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

He lives in Harrogate, I'm in HX3 and pay £130 fc with limited mileage.

he needs to get an air cooled car. i had a bug when i was 17 only 650 quid insurance and upose to the 2 grand i was quoted for a corsa.:/

Onlt way to get the cheapest quote is to phone as many insurers as you can.

What is good for one person doesnt mean its good for everyone.

Any accidents claims or convictions? Occupation?

With 'starting fresh' there really isn't much to go on for 17 year old drivers. They have no driving experience and have held their licence for a very short time, so even no accidents/claims/convictions doesn't mean they're a safe driver. So they're lumped into a broad group with similar age/experience people- which statistically, are bad drivers. They do differentiate for sex (boys are more expensive than girls), occupation, part time occupation, location (postcode), where the vehicle is kept (garage/driveway/street) and of course insurance group of car.

Occupation = student will push up the premium.

Parking on the street will too.


Another thing he could do is put a driver with a good driving history, and female, on the policy as a named driver. That often lowers it.

And lastly, a full licence holder is more risk than a provisional licence holder, which you might not expect, but learners will be accompanied by someone (hopefully sensible!) with at least 3 years experience, while the full licence holder will be able to go out on his own etc.

Was the Corsa 1.2 a 16V or 8V? the 16V is insurance group 7 and the 8V is insurance group 5. You need to look at worse cars than that, for really cheap insurance.

i have just tried tesco car insurance for both my peugeot 206 1.4hdi and my golf gti, the quote for the pug was £2000 and the quote for the dub was £1300, how does that work out haha

I'm 18 just turning 19 and have had my licence for one year and iv got a years NCB almost 2 now my insurance on my 1.8 cabby is 1,300 a year through RAC thats a cheapest place I could find in comparison the insurance on my 1.4mpi skoda is 2300! The high costs are purely due to age and driving experience nope you find some insurance

Glad I am in my 40's now ! Insurance is a killer for anyone younger  :cry:

Too right im been forced to try and sell my seat ibiza gti cupra because they want 5000pounds a year to insure it! It frustrates me because I'm actually a careful driver and the penalize me because of the stupid kids who drive their saxos and starletts around fully moddified and crash because they want to prove fheir engines bigger than everyone else's where theres me a genuine enthusiast who just wants a nice car because I dnt want to be stuck in a cincequento! Aha

agreed Greg its a joke i have two years no claims and im also 19 nearly 20, never crashed or scraped my car through all the time ive had it and i have a full clean license. its just a joke for us youngens !

It's just a massive steriotype dnt get me wrong I understand the insurance companies basic ideas that young drivers are less experianced but they seem to assume they are going to drive like a lunatic and crash which is not fair… But itl get better soon hopefully