21 Year Old Female
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#1408304
(In Topic #185252)
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Moderator
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Old Timer
At the moment i think only Adrian Flux are one of the only classic brokers to do deals on under 25's
Alot of Classic Car Insurance policies all drivers have to over 25.
But by the time you get it on the road that may change….
No Claims discounts are built up through conventional insurance cover ie Tesco or Direct Line, you get 1 NCD for every full year worth of insurance you have.
The first year isnt a major drop but after a few youll notice.
Ive got 5 years NCD and my Peugeot (dont laugh) costs me £200 a year to insure as a daily.
I have my golf insured with AF so i do not use NCD with them and thats only £190 a year.
One thing to note you can only use NCD on one car at a time.
Scott
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Old Timer
Yes you can carry over NCD between different companies but you need to be insured for a yar
IE Insured for a year with Direct Line, gain 1 years NCD and then you can use that with, for example, Tesco Insurance.
You have to be with the same company for the whole year, ie Direct Line for 9 months (then cancel cus its cheaper else where) then 3 months with Tesco does not = 1 year NCD.
Also Motorcycle NCD, Van NCD and car NCD are all different things
Hope that helps
Scott
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