HELP! 17 and need cheap insurance

im 17 and going to look at a 1.1 golf tomorrow and hopefully will be purchasing it
ive looked on numerous websites and got nowhere under ?3000 with mods declared on my insurance
modds are lowered on 70mm shocks and springs plus some 15" ronal ls alloys
so any help is appreciated as ive wanted a golf since i was like 10 lol

if all else fails i would have to put it back to all original size springs and back to some steels  :cry:

No real hints there buddy.  In the insurance world, 17 + modified car = certain claim.  I'm sure you've heard it all before, but unless you've got megabucks, go small and go french for a year or two.

Alternatively, do you have a parent or someone older to sign you on as a named driver?  I know you miss a years no-claims, but it was worth it for me when I was first starting out.

ye i know m8 ive looked at loads of different cars and insurance deals and i just dont get it i mean i looked at a 1.3 starlet come to (?1600) then a 1.3 proton persona (?2300) both standard both on mine.

ive got my dad hes got a load of NCB i cant remember what ive got quoted on his but will have another look

which insurance group did u use?

I use Admiral.  Currently fully comp on a 2004 Audi A3 2.0 FSi - I have a theft claim so only 3 years NCB and my renewal just came through at a shade over ?400.  They've insured me since I started driving.

As I said, the only way I was ever able to get insured was on my mums policy.  I think the reduction in price being insured on her policy was worth the lack of no claims in the long run.

Have you tried a multi-car policy or anything like that?

neo283 said

I use Admiral.  Currently fully comp on a 2004 Audi A3 2.0 FSi - I have a theft claim so only 3 years NCB and my renewal just came through at a shade over ?400.  They've insured me since I started driving.

As I said, the only way I was ever able to get insured was on my mums policy.  I think the reduction in price being insured on her policy was worth the lack of no claims in the long run.

Have you tried a multi-car policy or anything like that?

Yes I've tried but my dads with tesco and they don't insure cars 24 years and older but I've just got back from looking at it and it's more than likely going to be put back to standard so insurance shouldn't be to bad if I get it

i'm 19 on a mk1 gti, been driving 2 years though, ?1200, through HIC, got quoted by about 3 companies (out of about 15!!) and HIC was the cheapest…..

Try lancasters. They were the cheapest for me and others

http://www.vwgolfmk1.org.uk/modules.php?name=Forums&file=viewtopic&t=62873&highlight=insurance

Adrian Flux are good to deal with and if you join as a paid member on here you'll get a handsome discount.

T

yea to be honest the insurance is crap lol im 18 an wen i was 17 the insurace is 2700 pounds inwhich im still paying (just!) an thats with endsleigh
good luck

lamie i'm 19 and with endsliegh too, was the best offer i got. I'm paying 1200 for the year on a 1.1 cl

when i insured mine at 17 for a 1.3 its cost me 850 on my own with footman james. but other than that i was looking at a minimum of £2000 for it. give em a bell and see what they say

Just had a look at footman James and says no one under 25 should be driving it if you want a quote :/
I had a look on gocompare the other day on And on my 1.5 gx was quoted £1500 which isn't bad considering the engine size,
has anyone done the pass plus?

yeh i seen that bit too but decided to ring them anyway.im 18 now but insured it when i was 17. and i went for the unlimited milage one rather than 2k, 4k ect so could of had it cheaper but knew it would be more as its a daily.
try ring them anyway you never no.

yeh i seen that bit too but decided to ring them anyway.im 18 now but insured it when i was 17. and i went for the unlimited milage one rather than 2k, 4k ect so could of had it cheaper but knew it would be more as its a daily.
try ring them anyway you never no.

Cheers will do when I get round to it