Footman James FTW!

Footman James for the win.

?50 excess, ?163.20 for the year.
Agreed value of ?1000 (pre-restoration).
3000miles p/a
Breakdown + legal

Garaged at IG9 in Essex, 28yr old driver, 0 NCB, UK license for 2yrs.

'82 GTI 1600

ive looked on that site for good deal but it say it you carnt have a moded car ?

how modded is yours?
I simply told them the exhaust HAD to be changed cos the car was 25years old and the original was long dead. And the alloys were nothing special. They just wanted to know if there were any major modifications. Didn't question that I told them it was a project and would evolve.

Premium didn't change if I upped the excess to ?250, but went up by almost ?100 if I upped the mileage to 4500p/a. Also no alarm to Thatcham1 made no difference.

HIC and Nortans/Herritage were about ?80 more, Adrian Flux didn't even give me a price - poor girl just said they were loads more. Swinton were over ?1000.

Oh, and they gave me a discount cos I'm a member.  

mk1ash said

ive looked on that site for good deal but it say it you carnt have a moded car ?

Erm I think you can Im with them and its well slightly modded !!!!

Phone them

well mine has a 16v on carbs ,full paint job,and coilovers, complete exhaust system from the manifold to the back box ,280 brakes and some more bits on the engine .
so im unsure whether to try them or not the best ive had is 1700 on the car  :cry:

when i went into their office they said if you insure it as ' un - mod ' then later ring them to say " ive spent ?? on a mod " its not a problem ??

thats good i will try and ring them tomoro to see what they can do for me all i need to do now is finish the car lol

daz1971 said

when i went into their office they said if you insure it as ' un - mod ' then later ring them to say " ive spent ?? on a mod " its not a problem ??

No problems with them, except every change they make on the policy means a ?15 admin charge. So may as well declare it all now?

Told  Footman James about all my mods on phone etc
filled in paper work but forgot to add the stainless exhaust they added a further ?50 to premium which i thought was a little rich. Going to shop around next time made the mistake of mentioning the club discount before they gave me the quote in stead of afterwards.