cheap insurance what a bargain..

Just insured car in wife's name for ?165. She's got 4years no claims and you have to have your car garaged over night [just lie if you haven't got one]. The've asked for a thatcham 2 immoboliser as well with proof of fitting and limited milage of 4000m per year. To me this is a bargain as the renewel came back for ?540 so I've saved nearly ?400   . The companies called RH insurace and the advert was in VWm i think.
tel:- 0870 111 8963

Is this an agreed value or when it?s nicked/written off will they try giving you the ?200 quid ?25 year old car? book value?

I asked if they do an agreed value and they said yes but I have to get an independent something. I'm phoning them up tomorrow to confirm this then Ill put the info on 2moz

Wouldnt bother lying about having a garage.  If something happens to it overnight outside your house and you want to claim you'll be stuffed.  Just my opinion though……….