Agreed value policies....
Posted
#652376
(In Topic #78664)
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Agreed value policies....
Do you know any good insurance comapnied who do agreed valuation policies? I just dont want it being smacked by someone and only being given ?500!
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Posted
Web Team
I did mine through them for my Campaign agreed value of ?4000 and it was the princely sum of ?223.
Also you can get extra dicount through certain companies by being a paid member of this club.
There are a few other agents out ther for AVI, but Ihave never used them so can't comment.
Hope this helps
Posted
Local Hero
Posted
Settled In
the car currently has done 151'000 miles but will be stripped out completely and rebuilt using new parts so that shouldnt really be taken into account. The engine was rebuilt 1000 miles ago so that should also be considered. Do they drop the value with more miles then?
I wil have to ring adrian flux i think and have a word!
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Posted
Old Timer
vw_golf_nutter said
they ask the mileage- on what? the engine or the car?!
It's the agreed milege covered per year, not total miles covered by the car.
I have a 6000 mile a year insurance from Footman james, very reasonable with agreed value.
Rob
Golf GTI Cabriolet 1990 Helios Blue - gone
Audi A4 1.9TDI - Gone
Golf GTTDI MK5 140…..oooh quick….but not a MK1
Audi A4 1.9TDI - Gone
Golf GTTDI MK5 140…..oooh quick….but not a MK1
Posted
Settled In
I have worked out that if i spend bout ?2000 on the car i would probably want to insure it for ?3000. Im only going to use this car for about 4 or 5 shows a year other than that it will be garaged. It is a concours only car!
I rang Aidrian flux who would not do an agreed value policy because of my age (21). I dont see how my age will affect the value of the car!
Just spoke to 2 others advertised in the yellow pages.
One wouldnt insure me as im under 25.
The other wouldnt agree a value any higher than ?1800 for the car, and that would be with an excess of ?500!
What if someone nicks it? i would of put all that hard work in and ?0000's worth or parts and get a percentage back. They even said even if i gave them receits that cover over ?2k of stuff that still doesnt make the car worth that amount.
But i want it properly covered!
Can anyone help? Anyone suggest a name of a company?
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Posted
Old Timer
The cost of a rebuild does not indicate the value of the car though, i.e a jaguar e-type may cost 100,000 to totally rebuild but its value is still only 70-80k.
I'm not suggesting your car won't be worth the money you value it at but the insurance companies are mean at the best of times so will value it at market rate which for a good mk1 is way undervalued :evil:
Posted
Settled In
They wont do a classic policy as its modified and because of my age.
They wont do an agreed value because of my age.
They wont do a modifed car policy because of my age!
I dont get it, how am i supposed to insure it?
Its like, ive had a 16v mk2 gti and a 8v mk2 gti insured before and have never had a claim ever! i have 2 years NCB to use and am only doing limited mileage.
They are acting as if i have a Nova SR with neon lights and tinted windows!
Anyone suggest any companies? Cheapest i have so far is ?850 which i think is lame compared to what i was paying for my 16v at the age of 18 with no NCB!
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