Car insurance? MENTAL renewal

Just had my renewal through on my TT and they want £1033  8O this year i only paid a shade over £400 MADNESS

Thankfully i have a new car to replace the TT with and the insurance on that is a mere £285   yet its newer and still group 17? bizarre.

Also i was doing the comparison routine i do every year and fully comp was £285 but i changed the excess to £100 and somehow changed it to third party only and the same companys price boosted up to £695 :dontknow:  wheres the logic?

Rant over

i know im only a young driver and while im sorting my golf out i am driving a peugeot 206 1.4 diesel (slow) i got quoted fully comp £900 with 2 years no claims and being 20 years old, third party i was getting quotes at £1200!

plus somehow the quotes for the gti golf is cheaper than what i am currently paying for my 206

i dont get the insurance companies either xD!!!

Forgive me if I'm wrong but they bump up tpft due to not wanting to insure that anymore really?!

Think you are right, soon only fully comp, my quote was cheaper for fc than tpft

Whilst my mk1 was in the bodyshop I bought a W reg 1.2 Fiat Punto - insured to the tune of £196.50 per month!!!

Now, whilst my mk1 is… umm… mobility challenged, I have an 04 reg 1.2 Fiat Punto - insured to the tune of £90 per month..

Yes, I'm 'angry' that my premium has halved - but it seems random how insurance is calculated…

For instance, when quoting on my Dad's Fiat Coupe I had a premium of £7,800 - Bargain :roll:

X said

Whilst my mk1 was in the bodyshop I bought a W reg 1.2 Fiat Punto - insured to the tune of £196.50 per month!!!

Now, whilst my mk1 is… umm… mobility challenged, I have an 04 reg 1.2 Fiat Punto - insured to the tune of £90 per month..

Yes, I'm 'angry' that my premium has halved - but it seems random how insurance is calculated…

For instance, when quoting on my Dad's Fiat Coupe I had a premium of £7,800 - Bargain :roll:

young with little NCB?

i pay £20 a month for the currrent daily.

Rub it in jon!
insurance has got stupid.
when my golf came of the road (£75 pm 2yrs NCD 22) they wanted to up it to £150 for a 2002 focus. A safer newer car is more, doesnt make sense any more. they also changed there mind when i said i wanted to cancel and let me change to the focus. utter madness

possle said

Rub it in jon!

its only a little french 1.4 lol

My first mk1 GTI was over £1100 to insure. No idea what it'll be like when its back on the road

I beg to differ on some cars I've just sorted insurance on the MK1 for £172 FC for a yr… I nearly fell through the floor… i was expecting £500 plus for it

Thank you Footman James!

you jammy git, im paying 500 notes comp for the gti cabby, cant get it cheaper

chris

i have a traders policy i can have a unlimited amount of cars worth no more than £7500 each 9 points 2 accidents and 1 in process fully comp with sdp oh and im 27 i only pay £1050 for the year but i did get quotes upto £6500 and 4 years no claims because the accidents i wasnt at fault i didnt lose my no claims bonus

Mines on limited mileage 3k FC agreed value £4.5k (garaged). I pay about £140 with Peter s taylor,i am nearly 40 though.

I'm 22, only been passed just under 2 years, 2 years no claims, and for my 1.8 gti cab, they want between 600-800 fully comp. Not limited milage, on the drive, as my daily drive.
I know people get it cheaper elsewhere, but how do they justify trying to charge u guys that much?!

g60bron said

I beg to differ on some cars I've just sorted insurance on the MK1 for £172 FC for a yr… I nearly fell through the floor… i was expecting £500 plus for it

Thank you Footman James!

And just to think if you where a paid member of the club you would have got a 15% discount as well

A5OPY said

g60bron said

I beg to differ on some cars I've just sorted insurance on the MK1 for £172 FC for a yr… I nearly fell through the floor… i was expecting £500 plus for it

Thank you Footman James!

And just to think if you where a paid member of the club you would have got a 15% discount as well

Lmao… Love the plug  

     I'm retired – age has it's advantages at times – pay £120 FC (£3000 guaranteed value for my '86 all white cab) plus £10 road tax.

I had a quote from The green insurance company this year and i noticed a strange thing. When i selected to pay monthly the quote was £305 ish rising to £375 with interest and fees on the monthly payment, when i then selected the Pay full amount option the quote was £375 for one payment up front!!!
Dam insurance companies more interested in signing you up to a monthly payment than having their cash up front, also they offered loads of extras and seemed more interested in that than the insurance they were offering.

pearcestu said

I had a quote from The green insurance company this year and i noticed a strange thing. When i selected to pay monthly the quote was £305 ish rising to £375 with interest and fees on the monthly payment, when i then selected the Pay full amount option the quote was £375 for one payment up front!!!
Dam insurance companies more interested in signing you up to a monthly payment than having their cash up front, also they offered loads of extras and seemed more interested in that than the insurance they were offering.

I was with the green insurance company and i have fallen out with them BIG time. bunch of W++++ers!!!

On a plus note, new mk1 gti has just cost me £184 fully comp with flux, all mods declared. agreen value of £3k