Insurance Valuations
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(In Topic #72446)
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Insurane Valuations
I currently have a basic policy as I use the car all year, day in day out and cover a varying amount of mileage so Classic (restricted mileage) wouldn't do for me.
I don't know if I am under insured and would like to have someone look at the car and give their recognised opinion for the cover.
As an award winner at Gaydon, I hope that my car is worth a little over the norm but I just don't know…any advice welcome.
Ya Dano.
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Over to you Drew!! :wink:
Andy
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1983 MK1 Golf GTI Campaign Model - Under (looooong) resto!
1962 Rover P4 80
2002 BMW 745i
2008 BMW Z4 2.5Si
LINCOLNSHIRE REGION - https://www.facebook.com/groups/467122313360002/
1983 MK1 Golf GTI Campaign Model - Under (looooong) resto!
1962 Rover P4 80
2002 BMW 745i
2008 BMW Z4 2.5Si
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The obvious problem would be who and how the vehicle could be checked and appriased.
As you say Hairyarse…over to you Drew!!
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My other car (an MX-5) is also on a classic policy, but I needed to get a specialist or club valuation for that. Sadly the MX-5OC won't do valuations as they seem paralysed by fear of legal comeback if the valuation is disputed :roll: .
Is the solution to just find a specialist that is willing to value the car?
Sadly I have had an accident in my MX-5 before I could get the valuation sorted out so am now at the mercy of the dreaded "market value". As its quite a rare special edition with a lot of unique extras not available on a normal '5 of the same age, I feel I may be up the proverbial creek without a paddle if they try and write it off…..
Are there companies out there that do valuations on classic cars in general?
Cheers,
Chris
ex '83 Mk1 Golf GTi Campaign owner and missing it already!
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The Triumph Dolomite club have coupled up with a couple of insurers who undertake classic car policies. One chap at the TDC is in charge of valuations of the cars, based on photographic evidence, general condition of car, interior, mechanics, originality etc. The insurers accepts his verdicts and base the agreed valuation part of the policy on a form he submits. My sprint has an agreed valuation of ?5k on it and I whilst this is probably slightly over its true value no one can replace a car that you treasure if it fires :cry: , gets stolen and burnt out :twisted: , or gets mangled in an RTA :cry: .
The insurers the TDC use are Chris Knott - 01580 752896 and Boncaster Ltd 01277 206911. I am insured with the latter for ?115 pa agreed valuation and 5k miles pa.
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I await the outcome soon (hopefully).
Dan.
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My car is currently insured with HIC on a classic policy with ltd mileage and an agreed value, which was done with photo's and an owners report. I got sent an additional "certificate of agreed valuation" which values the car at ?3500, which is the amount I submitted.
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3000 limited miles that isint bad is it ?
1984 white s2 golf gti , 2006 golf gti
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