Classic Insurance for 21 year old?

So my insurance will be up soon and I honestly dont think ill be sticking with Elephant because they are useless.

Is there any companies that arent on comparison sites like a group or owner club scheme. (dont make a churchill insurance joke lol)

Ill soon have 1 year NCB but these sites are still saying about £650-700/year

Driving - 83' Driver 1.3

Give Roland Smith a call, they did me proud!

0151 236 4511

Dano said

Give Roland Smith a call, they did me proud!

0151 236 4511

what quote you get? what age and no claims?

thanks

If you are getting quotes of 650-700 as a 21 year old with nearly 1 years ncd it looks to me like you are on to a winner already. Most people of your age would love quotes that low

89clipper said

If you are getting quotes of 650-700 as a 21 year old with nearly 1 years ncd it looks to me like you are on to a winner already. Most people of your age would love quotes that low

Too right, mines £1100 on a 1.5 GL as a named driver and I'm 21… That's with admiral.

need insurance for my son on that MK1 1.1 most say £6000  ish  HELP !!!!   17yr old just passed  ln12 pcode mk1 1.1 C formel E 5 door
cheapest £3400 third party
Young drivers companies say car is too old
Classic insurers say driver is too young
catch 22   HELP !!!! please

Your son may need to drive a car he can afford to insure for a few years then go back to the mk1 golf with some ncd. That or pay stupidly high insurance is the reality i guess

stevebones said

need insurance for my son on that MK1 1.1 most say £6000  ish  HELP !!!!   17yr old just passed  ln12 pcode mk1 1.1 C formel E 5 door
cheapest £3400 third party
Young drivers companies say car is too old
Classic insurers say driver is too young
catch 22   HELP !!!! please

Hi,
Feel free to give us a try if you like. If you wanted to PM me your details I'd be more than happy to get one of my quotes team to give you a call back.
Regards,
Dan.

89clipper said

Your son may need to drive a car he can afford to insure for a few years then go back to the mk1 golf with some ncd. That or pay stupidly high insurance is the reality i guess

I couldn't help but laugh at this… the quotes he is getting for a mrk1 golf is cheap. I got quoted 12k for a corsa and my friend got quoted 20k for a citreon c2. They will do anything to keep young drivers off the road.

Dude, you're doing alright, I was paying about that at your age.

Although you can ask for a 'classic policy' at your age, it really means f-all and you'll pay the same but you'll just have limited mileage. Also if someone crashes into you… they'll compare your car to banged up '92 model on auto trader and tell you they want to write it off 'cos it's not worth more than £800 (true story).

Classic policies are for over 25's. Keep her til you are 25 and watch that £700 quote get chopped into 3!

I got a quote a week before my 25th Birthday = £750
Then got a quote on my birthday = £230

25 is the golden number son!

Final thought….

Insurance companies are as bad as estate agents - blood sucking vultures!

They'll reach into your arse to remove your yearly premium and then when it comes to crunch time, you'll find out your not covered for diddly squat!
Once a year I get it over with and try to forget about it… Until I get on the internet and have a bloody good rant about it.

When I'm a millionaire I shall be self insured… then roll around in god mode. Lottery ticket anyone?

Adrian flux quoted me £900  for a classic policy, so I tried a few other normal I insurers Tesco were the best for me around £700 a year fully comp I'm 22 driving 1.8 clipper

It's all about the agreed valuation…

25 y/o
16v conversion
all mods declared

£4500 agreed payout

£230 w/Footman James Classic policy

wow.. so many replies and ive not looked.

update [insurance due up in 1 month]

classic car insurance is killing me.. you have to be driving for 3 years etc.

I am 21 years old, will soon have 1 year NCB.

Adrian Flux, Herritage and Lancaster also said no

I'm 19 and I'm still paying £2500…

i am 20 with 2 years no claims, i found tesco the cheapest for me at £1080, thats fully comp
P.s. That is a golf gti cabrio

Sam

Mines a 1.3 driver...