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Anyone uses Sureterm insurance?? heard good and bad.

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Just got my mk1 cabby. Just got quoted fully comp 250.01.

The fact i come from Leeds and near the most worst rated crime zone this is fantastic.

But there must be a catch Surely??

cheers guys

Aiden

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My Golf & Beetle is Insured with Sureterm Direct. My 4X4 was with them too. always very helpful and very competitive. Just dont ever cancel!! By god you WILL know about it if you do!!  :lol:

Chris

Volkswagen Golf LS (1981 X)   Austin Morris Mini HL (1981 X)  Honda Civic Type S CTDi (2009 59)   Mercedes-Benz 208D F & D Motorhome (1990 G)  Audi A2 SE (2001 X) Banner

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i got a quote from them for a mk1 gti im getting because the current owners use them and pay 100 a year but my quote was £1300 lol :(

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Gordonthegolfer said

My Golf & Beetle is Insured with Sureterm Direct. My 4X4 was with them too. always very helpful and very competitive. Just dont ever cancel!! By god you WILL know about it if you do!!  :lol:

Chris

Yeah i read up that there cancellation fee is really bad by a few people. they also said the communication wasn't very good.
But for the price im finding it really hard to turn down haha £250 fully comp at 26 years old in Bramley is very good haha

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No thats true, thats why you cant snuff it, same as me, allthough they tried to rip me off i still used them again as its not often you cancel. Alot of there policies are classic or car type/model spacific heance the good premiums. i pay £86 for the year for my Golf :)

When i wanted to cancel my policy for my truck, there was just over a month remaining and they wanted £87 off me!! They were told to go forth and multiply!!  ;)  It only cost £31 a month so it was cheaper for me to let it run its coarse. Then they tried to tell me " i couldnt do that as i wasnt the owner of the car". I won in the end as i said it would only be fraudulent if i claimed, to which she agreed, to which i said "Why would i claim on a car i no longer own??"  There was a silence  :lol:

Volkswagen Golf LS (1981 X)   Austin Morris Mini HL (1981 X)  Honda Civic Type S CTDi (2009 59)   Mercedes-Benz 208D F & D Motorhome (1990 G)  Audi A2 SE (2001 X) Banner

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Gordonthegolfer said

No thats true, thats why you cant snuff it, same as me, allthough they tried to rip me off i still used them again as its not often you cancel. Alot of there policies are classic or car type/model spacific heance the good premiums. i pay £86 for the year for my Golf :)

When i wanted to cancel my policy for my truck, there was just over a month remaining and they wanted £87 off me!! They were told to go forth and multiply!!  ;)  It only cost £31 a month so it was cheaper for me to let it run its coarse. Then they tried to tell me " i couldnt do that as i wasnt the owner of the car". I won in the end as i said it would only be fraudulent if i claimed, to which she agreed, to which i said "Why would i claim on a car i no longer own??"  There was a silence  :lol:

Are you allowed to drive other cars third party on your Sure term insurance? As my partner has got a car and tend to use that more durnig the week and the golf will be used at weekends.

thanks for your help.

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Im not sure tbh, i wouldnt want to hazard a guess without checking. I can let you know later when i get home. I know i have it on my Adrian Flux policy for the MINI. From memory TP Liability on other vehicles was excluded when i had my 4X4 insured with them.
I know alot of Classic policies dont usually allow it.

Chris

Volkswagen Golf LS (1981 X)   Austin Morris Mini HL (1981 X)  Honda Civic Type S CTDi (2009 59)   Mercedes-Benz 208D F & D Motorhome (1990 G)  Audi A2 SE (2001 X) Banner

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As Gordonthe golfer said…….dont cancel insurance with them, otherwise they will screw you for all the money and administration costs  :o
I used them for 3 years on the Landrover and they were good for me, but Brother in Law had a bad experience with then when he changed his car in August and asked his Sureterm to for a price to ammend the policy(mid term) from one vehicle to another and they quoted a stupidly high amount to do it, more than just starting a new policy with other insurance company.  
He opted to cancel the policy and start a new insurance with a different insurer, yet they still kept all his premiums from the remainder of his 6 months and asked for an administration charge to cancel it.
For this reason alone, the brother in Law and myself are reluctant to use them again……but if the price is right….you never know  :lol:

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I hate it when insurance companies do this….exploit people when they have little choice  :P  :P  :P  :P

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Well thats it the deed is done. I am now insured on the mk1 from tomorrow morning. Im going to get the carb looked at as its not running correctly. sort the exhaust out as its banging(missing rubber) then get myself down to dub freeze in either the golf or the missus beetle tdi convertible haha

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Congrats mate. Good luck with the few bits.  :thumbs:  :thumbs:

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Carb stripped and cleaned,new coil,new roatary arm new dizzy cap and 1 new battery.

Means………………….. the golf is now running like a dream. The old battery that was on it wasnt big enough to power the car hense running poor. probably didnt need coil arm and dizzy. But better to no ive done it right than rely on old parts. All i need to do now is get new driver seat new dash and remove the full stainless CHAVY exhaust hahaha
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