insurance rant
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#950885
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insurance rant
Matthew passed his test last week so (being the law-abiding citizen I am ) I decided to look at having the insurance in his name (its currently in the wife's name with Matthew as named driver)
Direct Line (who its currently insured with) would only give Third Party ONLY cover, and wanted ?2,316
A quick look at Confused.com was even worse - the BEST was over ?4,000 and the worst was a faintly terrifying ?9,999
If he got caught for no insurance every couple of months and got hit for a couple of hundred quid, it would still be cheaper
So - given that the Golf Mk1 is an ideal first car, does anyone have any suggestions? (bear in mind he's 18 next month, so waiting until after his 18th birthday might help)
Posted
Local Hero
cant really add much advice other than ignore confused.com and ring a few places. add your self and the missus as a named driver etc.
Posted
Old Timer
Try Adrian Flux, there's a rep on the forum and you get a discount if you're a member (worth signing up for alone for the sake of ?15), and from personal experience they'll be much cheaper - they beat Direct Line by ?400 on my golf :wink:
Posted
Old Timer
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Posted
Local Hero
I know what you mean though - the cost of insurance when you're young is so high that it's easy to see why people don't bother.
HTH
Rich
Posted
Old Timer
mcscrew said
I'm sure there's an insurance company that gives no-claims discount for named drivers (I can't remember the name) - if they'll do it I'd insure it under your name, then name Matthew on it until he's 25, when he can get his own classic policy
Pretty sure that's Direct Line
Posted
Old Timer
tyeness said
mcscrew said
I'm sure there's an insurance company that gives no-claims discount for named drivers (I can't remember the name) - if they'll do it I'd insure it under your name, then name Matthew on it until he's 25, when he can get his own classic policy
Pretty sure that's Direct Line
a number of them do this now, but its still normally better to have it in your own name from the start…
flux, HIC footman james wont touch you till your 19 or in the case of footman james 25 on a classic policy!!!
use this link - http://www.clubgti.com/forum/showthread.php?t=16250
and get busy on the phone! also get the yellow pages out and call your local brokers as they maybe able to help but I still stand by the fact you will always find it cheaper if you put in the leg work and get on the phone rather than just using internet only sites etc…. also watch what you get as some places like tesco valve give you NOTHING no legal cover, no windscreen cover, no spare car etc…
Daily - 05 plate B6 A4 Avant S Line, with 19s for the summer.. wifes car - Rare Seat Exeo ST Sport 170 Tech
Weekend - MK2 20vt monster - Plus a mk1 caddy I am fixing for my bro
Posted
Old Timer
I got a quote of ?1400 third party for a 1.1 with coilovers, performance exhaust etc. I was 17 at the time (last year) and it was my own policy with my dad on it as a named driver.
Posted
Old Timer
Posted
Local Hero
Posted
Old Timer
i know what your saying about young drivers though. i recently had a quote of ?99,999.00 for a 1.6 auto cabby!
Posted
Local Hero
the most expensive was ?10,035..
1983 Golf 1.3 Driver:
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NigelO said
Good call - I'm insured with Flux for my madly-modded Fiat Coupe - so I'll give them a try
Hi
If you would like me to arrange a call back, if you have not already called, just pm me your full name and telephone number and i will arrange a call back for you to see what we can do for your son.
Dan
Influx competition - There are twenty cars or bits of cars, all you have to do is get all twenty right and you can win ?250 for you and ?250 for charity! Follow the link and have a go Guess the Car Competition | Influx Magazine
Posted
Local Hero
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